Call reports 2020
ONE FLORIDA BANK — 2020
What ONE FLORIDA BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 496,858,000 | 674,413,000 | 794,242,000 | 830,119,000 |
| Total loans | 352,794,000 | 487,620,000 | 563,482,000 | 621,046,000 |
| Allowance for loan losses | 3,531,000 | 3,988,000 | 4,712,000 | 5,416,000 |
| Securities available for sale | 4,378,000 | 4,565,000 | 6,650,000 | 16,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,717,000 | 567,919,000 | 688,655,000 | 723,115,000 |
| Interest-bearing deposits | 311,157,000 | 383,985,000 | 470,792,000 | 508,577,000 |
| Noninterest-bearing deposits | 75,560,000 | 183,934,000 | 217,863,000 | 214,538,000 |
| Equity capital | 103,350,000 | 103,221,000 | 102,425,000 | 102,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,276,000 | 9,176,000 | 14,746,000 | 21,461,000 |
| Interest expense | 1,227,000 | 1,929,000 | 2,581,000 | 3,250,000 |
| Net interest income | 3,049,000 | 7,247,000 | 12,165,000 | 18,211,000 |
| Noninterest income | 151,000 | 462,000 | 926,000 | 1,411,000 |
| Noninterest expense | 4,038,000 | 8,477,000 | 12,977,000 | 18,207,000 |
| Provision for loan losses | 608,000 | 1,065,000 | 1,789,000 | 2,512,000 |
| Pretax income | -1,446,000 | -1,737,000 | -1,579,000 | -1,001,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,446,000 | -1,737,000 | -1,579,000 | -1,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,354,000 | 103,031,000 | 102,189,000 | 102,799,000 |
| Total capital | 106,885,000 | 107,019,000 | 106,901,000 | 108,215,000 |
| Risk-weighted assets | 415,584,000 | 477,802,000 | 559,406,000 | 642,772,000 |