Call reports 2019
ONE FLORIDA BANK — 2019
What ONE FLORIDA BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 145,648,000 | 251,074,000 | 351,479,000 | 418,148,000 |
| Total loans | 46,434,000 | 131,188,000 | 200,922,000 | 290,531,000 |
| Allowance for loan losses | 465,000 | 1,291,000 | 2,011,000 | 2,909,000 |
| Securities available for sale | 391,000 | 384,000 | 377,000 | 368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,213,000 | 152,094,000 | 241,340,000 | 308,595,000 |
| Interest-bearing deposits | 61,860,000 | 128,839,000 | 201,796,000 | 257,122,000 |
| Noninterest-bearing deposits | 10,353,000 | 23,255,000 | 39,544,000 | 51,473,000 |
| Equity capital | 71,423,000 | 96,597,000 | 107,661,000 | 104,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 806,000 | 2,658,000 | 5,578,000 | 9,141,000 |
| Interest expense | 135,000 | 619,000 | 1,469,000 | 2,560,000 |
| Net interest income | 671,000 | 2,039,000 | 4,109,000 | 6,581,000 |
| Noninterest income | 50,000 | 152,000 | 376,000 | 520,000 |
| Noninterest expense | 1,421,000 | 4,170,000 | 7,093,000 | 11,218,000 |
| Provision for loan losses | -2,000 | 821,000 | 1,543,000 | 2,447,000 |
| Pretax income | -698,000 | -2,800,000 | -4,151,000 | -6,564,000 |
| Income tax | -129,000 | -398,000 | -548,000 | 0 |
| Net income | -569,000 | -2,402,000 | -3,603,000 | -6,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,423,000 | 96,196,000 | 107,110,000 | 104,788,000 |
| Total capital | 71,888,000 | 97,485,000 | 109,121,000 | 107,697,000 |
| Risk-weighted assets | 47,252,000 | 148,707,000 | 202,782,000 | 337,280,000 |