Call reports 2018
ONE FLORIDA BANK — 2018
What ONE FLORIDA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 47,363,000 | 46,913,000 | 49,216,000 | 51,707,000 |
| Total loans | 38,392,000 | 39,470,000 | 41,355,000 | 38,964,000 |
| Allowance for loan losses | 471,000 | 502,000 | 473,000 | 469,000 |
| Securities available for sale | 426,000 | 413,000 | 399,000 | 394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,599,000 | 39,003,000 | 38,653,000 | 43,612,000 |
| Interest-bearing deposits | 34,097,000 | 33,925,000 | 32,849,000 | 35,496,000 |
| Noninterest-bearing deposits | 5,502,000 | 5,078,000 | 5,804,000 | 8,116,000 |
| Equity capital | 5,920,000 | 6,040,000 | 6,138,000 | 6,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 536,000 | 1,117,000 | 1,683,000 | 2,300,000 |
| Interest expense | 78,000 | 162,000 | 257,000 | 362,000 |
| Net interest income | 458,000 | 955,000 | 1,426,000 | 1,938,000 |
| Noninterest income | 65,000 | 143,000 | 206,000 | 247,000 |
| Noninterest expense | 443,000 | 868,000 | 1,302,000 | 1,699,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 50,000 | 170,000 | 270,000 | 426,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 50,000 | 170,000 | 270,000 | 426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,922,000 | 6,043,000 | 6,143,000 | 6,299,000 |
| Total capital | 6,338,000 | 6,488,000 | 6,604,000 | 6,748,000 |
| Risk-weighted assets | 33,243,000 | 35,554,000 | 36,923,000 | 35,915,000 |