Call reports 2016
ONE FLORIDA BANK — 2016
What ONE FLORIDA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 41,395,000 | 42,647,000 | 47,981,000 | 48,465,000 |
| Total loans | 33,927,000 | 35,865,000 | 39,833,000 | 38,859,000 |
| Allowance for loan losses | 420,000 | 450,000 | 472,000 | 481,000 |
| Securities available for sale | 567,000 | 552,000 | 529,000 | 495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,639,000 | 35,303,000 | 36,475,000 | 40,183,000 |
| Interest-bearing deposits | 30,617,000 | 30,666,000 | 30,394,000 | 32,730,000 |
| Noninterest-bearing deposits | 5,022,000 | 4,637,000 | 6,081,000 | 7,453,000 |
| Equity capital | 5,693,000 | 5,757,000 | 5,896,000 | 5,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 438,000 | 926,000 | 1,500,000 | 2,021,000 |
| Interest expense | 55,000 | 109,000 | 170,000 | 234,000 |
| Net interest income | 383,000 | 817,000 | 1,330,000 | 1,787,000 |
| Noninterest income | 29,000 | 58,000 | 83,000 | 121,000 |
| Noninterest expense | 357,000 | 730,000 | 1,107,000 | 1,490,000 |
| Provision for loan losses | 24,000 | 54,000 | 79,000 | 94,000 |
| Pretax income | 31,000 | 91,000 | 227,000 | 324,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 31,000 | 91,000 | 227,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,694,000 | 5,754,000 | 5,890,000 | 5,987,000 |
| Total capital | 6,100,000 | 6,181,000 | 6,341,000 | 6,443,000 |
| Risk-weighted assets | 33,077,000 | 34,207,000 | 36,115,000 | 36,475,000 |