Call reports 2015
ONE FLORIDA BANK — 2015
What ONE FLORIDA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 39,376,000 | 42,517,000 | 47,317,000 | 45,847,000 |
| Total loans | 28,446,000 | 32,161,000 | 35,632,000 | 33,171,000 |
| Allowance for loan losses | 332,000 | 341,000 | 373,000 | 403,000 |
| Securities available for sale | 658,000 | 613,000 | 601,000 | 582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,194,000 | 32,435,000 | 36,423,000 | 36,456,000 |
| Interest-bearing deposits | 29,221,000 | 28,769,000 | 31,455,000 | 31,504,000 |
| Noninterest-bearing deposits | 2,973,000 | 3,666,000 | 4,968,000 | 4,952,000 |
| Equity capital | 5,607,000 | 5,665,000 | 5,751,000 | 5,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 400,000 | 847,000 | 1,332,000 | 1,814,000 |
| Interest expense | 54,000 | 108,000 | 166,000 | 224,000 |
| Net interest income | 346,000 | 739,000 | 1,166,000 | 1,590,000 |
| Noninterest income | 24,000 | 48,000 | 68,000 | 91,000 |
| Noninterest expense | 335,000 | 669,000 | 1,009,000 | 1,336,000 |
| Provision for loan losses | 9,000 | 18,000 | 50,000 | 80,000 |
| Pretax income | 26,000 | 100,000 | 175,000 | 265,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 26,000 | 100,000 | 175,000 | 265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,604,000 | 5,678,000 | 5,753,000 | 5,843,000 |
| Total capital | 5,930,000 | 6,019,000 | 6,126,000 | 6,246,000 |
| Risk-weighted assets | 26,152,000 | 30,448,000 | 34,463,000 | 32,293,000 |