Call reports 2013
ONE FLORIDA BANK — 2013
What ONE FLORIDA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 36,104,000 | 34,740,000 | 35,538,000 | 34,308,000 |
| Total loans | 23,276,000 | 24,398,000 | 25,712,000 | 24,421,000 |
| Allowance for loan losses | 263,000 | 269,000 | 278,000 | 287,000 |
| Securities available for sale | 930,000 | 845,000 | 777,000 | 749,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,764,000 | 28,375,000 | 29,139,000 | 28,781,000 |
| Interest-bearing deposits | 27,179,000 | 26,282,000 | 26,290,000 | 25,374,000 |
| Noninterest-bearing deposits | 2,585,000 | 2,093,000 | 2,849,000 | 3,407,000 |
| Equity capital | 5,499,000 | 5,498,000 | 5,508,000 | 5,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 339,000 | 743,000 | 1,150,000 | 1,488,000 |
| Interest expense | 62,000 | 117,000 | 171,000 | 222,000 |
| Net interest income | 277,000 | 626,000 | 979,000 | 1,266,000 |
| Noninterest income | 34,000 | 71,000 | 101,000 | 146,000 |
| Noninterest expense | 310,000 | 653,000 | 1,011,000 | 1,372,000 |
| Provision for loan losses | 9,000 | 15,000 | 24,000 | 33,000 |
| Pretax income | 9,000 | 46,000 | 62,000 | 24,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 9,000 | 46,000 | 62,000 | 24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,495,000 | 5,533,000 | 5,549,000 | 5,511,000 |
| Total capital | 5,758,000 | 5,802,000 | 5,827,000 | 5,798,000 |
| Risk-weighted assets | 22,811,000 | 22,319,000 | 23,844,000 | 23,816,000 |