Call reports 2012
ONE FLORIDA BANK — 2012
What ONE FLORIDA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 32,691,000 | 33,462,000 | 34,867,000 | 35,220,000 |
| Total loans | 20,237,000 | 23,781,000 | 25,464,000 | 22,913,000 |
| Allowance for loan losses | 212,000 | 230,000 | 249,000 | 254,000 |
| Securities available for sale | 967,000 | 1,531,000 | 1,480,000 | 1,411,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,130,000 | 26,588,000 | 27,253,000 | 27,639,000 |
| Interest-bearing deposits | 25,539,000 | 24,640,000 | 25,444,000 | 25,452,000 |
| Noninterest-bearing deposits | 1,591,000 | 1,948,000 | 1,809,000 | 2,187,000 |
| Equity capital | 5,504,000 | 5,505,000 | 5,519,000 | 5,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 333,000 | 705,000 | 1,088,000 | 1,469,000 |
| Interest expense | 69,000 | 135,000 | 197,000 | 263,000 |
| Net interest income | 264,000 | 570,000 | 891,000 | 1,206,000 |
| Noninterest income | 11,000 | 23,000 | 41,000 | 66,000 |
| Noninterest expense | 290,000 | 591,000 | 901,000 | 1,228,000 |
| Provision for loan losses | 15,000 | 33,000 | 52,000 | 57,000 |
| Pretax income | -30,000 | -31,000 | -21,000 | -13,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -30,000 | -31,000 | -21,000 | -13,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,470,000 | 5,470,000 | 5,479,000 | 5,487,000 |
| Total capital | 5,682,000 | 5,700,000 | 5,728,000 | 5,741,000 |
| Risk-weighted assets | 21,545,000 | 23,237,000 | 25,499,000 | 23,105,000 |