Call reports 2011
ONE FLORIDA BANK — 2011
What ONE FLORIDA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q3 | 2011Q4 |
|---|---|---|
| Total assets | 30,321,000 | 30,581,000 |
| Total loans | 17,621,000 | 18,573,000 |
| Allowance for loan losses | 188,000 | 197,000 |
| Securities available for sale | 1,220,000 | 1,125,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 24,630,000 | 25,002,000 |
| Interest-bearing deposits | 23,480,000 | 23,414,000 |
| Noninterest-bearing deposits | 1,150,000 | 1,588,000 |
| Equity capital | 5,603,000 | 5,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q3 | 2011Q4 |
|---|---|---|
| Interest income | 787,000 | 1,094,000 |
| Interest expense | 223,000 | 297,000 |
| Net interest income | 564,000 | 797,000 |
| Noninterest income | 17,000 | 20,000 |
| Noninterest expense | 883,000 | 1,165,000 |
| Provision for loan losses | 34,000 | 43,000 |
| Pretax income | -336,000 | -391,000 |
| Income tax | 0 | 0 |
| Net income | -336,000 | -391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q3 | 2011Q4 |
|---|---|---|
| Tier 1 capital | 5,556,000 | 5,500,000 |
| Total capital | 5,744,000 | 5,697,000 |
| Risk-weighted assets | 18,209,000 | 18,725,000 |