Call reports 2019
PONY EXPRESS COMMUNITY BANK — 2019
What PONY EXPRESS COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 73,054,000 | 73,982,000 | 74,213,000 |
| Total loans | 39,513,000 | 45,088,000 | 47,917,000 |
| Allowance for loan losses | 570,000 | 582,000 | 639,000 |
| Securities available for sale | 27,218,000 | 24,423,000 | 19,861,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 64,939,000 | 63,188,000 | 65,846,000 |
| Interest-bearing deposits | 43,269,000 | 42,253,000 | 41,858,000 |
| Noninterest-bearing deposits | 21,670,000 | 20,935,000 | 23,988,000 |
| Equity capital | 7,813,000 | 8,202,000 | 8,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 689,000 | 1,461,000 | 2,276,000 |
| Interest expense | 79,000 | 166,000 | 248,000 |
| Net interest income | 610,000 | 1,295,000 | 2,028,000 |
| Noninterest income | 162,000 | 331,000 | 499,000 |
| Noninterest expense | 535,000 | 1,081,000 | 1,602,000 |
| Provision for loan losses | 7,000 | 14,000 | 21,000 |
| Pretax income | 230,000 | 531,000 | 904,000 |
| Income tax | 59,000 | -51,000 | 39,000 |
| Net income | 171,000 | 582,000 | 865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 7,885,000 | 8,128,000 | 7,984,000 |
| Total capital | 8,401,000 | 8,710,000 | 8,621,000 |
| Risk-weighted assets | 41,359,000 | 48,578,000 | 50,946,000 |