Call reports 2018
PONY EXPRESS COMMUNITY BANK — 2018
What PONY EXPRESS COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 70,936,000 | 72,377,000 | 73,014,000 | 75,072,000 |
| Total loans | 35,077,000 | 38,458,000 | 38,106,000 | 38,843,000 |
| Allowance for loan losses | 602,000 | 596,000 | 558,000 | 556,000 |
| Securities available for sale | 28,780,000 | 28,816,000 | 28,271,000 | 28,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,084,000 | 64,575,000 | 65,310,000 | 67,174,000 |
| Interest-bearing deposits | 41,794,000 | 43,296,000 | 43,224,000 | 45,514,000 |
| Noninterest-bearing deposits | 21,290,000 | 21,279,000 | 22,086,000 | 21,660,000 |
| Equity capital | 7,596,000 | 7,511,000 | 7,513,000 | 7,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 603,000 | 1,220,000 | 1,893,000 | 2,578,000 |
| Interest expense | 49,000 | 107,000 | 173,000 | 244,000 |
| Net interest income | 554,000 | 1,113,000 | 1,720,000 | 2,334,000 |
| Noninterest income | 166,000 | 334,000 | 517,000 | 700,000 |
| Noninterest expense | 524,000 | 1,118,000 | 1,645,000 | 2,194,000 |
| Provision for loan losses | 10,000 | 15,000 | 19,000 | 23,000 |
| Pretax income | 186,000 | 314,000 | 573,000 | 817,000 |
| Income tax | 46,000 | 77,000 | 143,000 | 205,000 |
| Net income | 140,000 | 237,000 | 430,000 | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,709,000 | 7,740,000 | 7,797,000 | 7,856,000 |
| Total capital | 8,162,000 | 8,227,000 | 8,297,000 | 8,376,000 |
| Risk-weighted assets | 36,140,000 | 38,871,000 | 39,987,000 | 41,557,000 |