Call reports 2017
PONY EXPRESS COMMUNITY BANK — 2017
What PONY EXPRESS COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 71,698,000 | 70,326,000 | 71,174,000 | 75,688,000 |
| Total loans | 34,774,000 | 35,143,000 | 33,617,000 | 33,548,000 |
| Allowance for loan losses | 640,000 | 453,000 | 561,000 | 660,000 |
| Securities available for sale | 31,703,000 | 30,801,000 | 30,624,000 | 28,906,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,609,000 | 62,258,000 | 63,096,000 | 67,748,000 |
| Interest-bearing deposits | 42,683,000 | 40,698,000 | 40,545,000 | 44,805,000 |
| Noninterest-bearing deposits | 20,926,000 | 21,560,000 | 22,551,000 | 22,943,000 |
| Equity capital | 7,807,000 | 7,766,000 | 7,826,000 | 7,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 528,000 | 1,064,000 | 1,621,000 | 2,193,000 |
| Interest expense | 30,000 | 64,000 | 99,000 | 136,000 |
| Net interest income | 498,000 | 1,000,000 | 1,522,000 | 2,057,000 |
| Noninterest income | 165,000 | 333,000 | 506,000 | 684,000 |
| Noninterest expense | 484,000 | 1,002,000 | 1,489,000 | 2,093,000 |
| Provision for loan losses | 15,000 | 175,000 | 190,000 | 205,000 |
| Pretax income | 164,000 | 157,000 | 350,000 | 444,000 |
| Income tax | 59,000 | 45,000 | 117,000 | 39,000 |
| Net income | 105,000 | 112,000 | 233,000 | 405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,646,000 | 7,589,000 | 7,682,000 | 7,625,000 |
| Total capital | 8,139,000 | 8,042,000 | 8,166,000 | 8,093,000 |
| Risk-weighted assets | 39,337,000 | 39,478,000 | 38,653,000 | 37,251,000 |