Call reports 2014
PONY EXPRESS COMMUNITY BANK — 2014
What PONY EXPRESS COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 92,920,000 | 91,118,000 | 91,091,000 | 91,755,000 |
| Total loans | 41,495,000 | 43,026,000 | 43,634,000 | 43,726,000 |
| Allowance for loan losses | 960,000 | 543,000 | 583,000 | 583,000 |
| Securities available for sale | 34,526,000 | 37,431,000 | 37,005,000 | 36,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,733,000 | 80,348,000 | 79,851,000 | 82,440,000 |
| Interest-bearing deposits | 60,798,000 | 58,480,000 | 54,965,000 | 55,601,000 |
| Noninterest-bearing deposits | 22,935,000 | 21,868,000 | 24,886,000 | 26,839,000 |
| Equity capital | 8,789,000 | 8,864,000 | 8,873,000 | 8,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,018,000 | 1,757,000 | 2,478,000 | 3,231,000 |
| Interest expense | 47,000 | 91,000 | 131,000 | 168,000 |
| Net interest income | 971,000 | 1,666,000 | 2,347,000 | 3,063,000 |
| Noninterest income | 234,000 | 443,000 | 701,000 | 921,000 |
| Noninterest expense | 730,000 | 1,468,000 | 2,218,000 | 2,974,000 |
| Provision for loan losses | 361,000 | 369,000 | 381,000 | 393,000 |
| Pretax income | 133,000 | 291,000 | 485,000 | 657,000 |
| Income tax | 45,000 | 90,000 | 155,000 | 211,000 |
| Net income | 88,000 | 201,000 | 330,000 | 446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,381,000 | 8,438,000 | 8,513,000 | 8,518,000 |
| Total capital | 9,022,000 | 8,981,000 | 9,096,000 | 9,101,000 |
| Risk-weighted assets | 55,641,000 | 56,312,000 | 57,873,000 | 57,609,000 |