Call reports 2012
PONY EXPRESS COMMUNITY BANK — 2012
What PONY EXPRESS COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 66,915,000 | 67,524,000 | 67,019,000 | 69,382,000 |
| Total loans | 35,691,000 | 35,071,000 | 36,490,000 | 38,207,000 |
| Allowance for loan losses | 751,000 | 676,000 | 677,000 | 562,000 |
| Securities available for sale | 16,249,000 | 17,838,000 | 19,535,000 | 18,963,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,699,000 | 60,226,000 | 59,668,000 | 61,771,000 |
| Interest-bearing deposits | 42,421,000 | 43,828,000 | 42,458,000 | 42,476,000 |
| Noninterest-bearing deposits | 17,278,000 | 16,398,000 | 17,210,000 | 19,295,000 |
| Equity capital | 6,873,000 | 6,895,000 | 6,894,000 | 6,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 656,000 | 1,269,000 | 1,863,000 | 2,475,000 |
| Interest expense | 57,000 | 115,000 | 172,000 | 226,000 |
| Net interest income | 599,000 | 1,154,000 | 1,691,000 | 2,249,000 |
| Noninterest income | 175,000 | 373,000 | 576,000 | 750,000 |
| Noninterest expense | 630,000 | 1,230,000 | 1,868,000 | 2,535,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 144,000 | 295,000 | 397,000 | 460,000 |
| Income tax | 49,000 | 91,000 | 119,000 | 130,000 |
| Net income | 95,000 | 204,000 | 278,000 | 330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,419,000 | 6,424,000 | 6,446,000 | 6,426,000 |
| Total capital | 6,934,000 | 6,939,000 | 6,977,000 | 6,980,000 |
| Risk-weighted assets | 40,959,000 | 41,028,000 | 42,314,000 | 44,283,000 |