Call reports 2011
PONY EXPRESS COMMUNITY BANK — 2011
What PONY EXPRESS COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 63,178,000 | 64,639,000 | 63,453,000 | 65,043,000 |
| Total loans | 37,836,000 | 36,715,000 | 35,870,000 | 36,639,000 |
| Allowance for loan losses | 814,000 | 786,000 | 740,000 | 747,000 |
| Securities available for sale | 7,342,000 | 11,078,000 | 12,941,000 | 14,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,876,000 | 57,468,000 | 56,180,000 | 57,908,000 |
| Interest-bearing deposits | 41,164,000 | 41,078,000 | 40,009,000 | 41,143,000 |
| Noninterest-bearing deposits | 14,712,000 | 16,390,000 | 16,171,000 | 16,765,000 |
| Equity capital | 6,748,000 | 6,786,000 | 6,874,000 | 6,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,317,000 | 1,972,000 | 2,570,000 |
| Interest expense | 76,000 | 146,000 | 210,000 | 271,000 |
| Net interest income | 585,000 | 1,171,000 | 1,762,000 | 2,299,000 |
| Noninterest income | 277,000 | 453,000 | 630,000 | 826,000 |
| Noninterest expense | 691,000 | 1,287,000 | 1,916,000 | 2,506,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 171,000 | 342,000 | 481,000 | 624,000 |
| Income tax | 66,000 | 130,000 | 181,000 | 231,000 |
| Net income | 105,000 | 212,000 | 300,000 | 393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,325,000 | 6,336,000 | 6,353,000 | 6,385,000 |
| Total capital | 6,826,000 | 6,834,000 | 6,851,000 | 6,902,000 |
| Risk-weighted assets | 39,790,000 | 39,541,000 | 39,592,000 | 41,133,000 |