Call reports 2010
PONY EXPRESS COMMUNITY BANK — 2010
What PONY EXPRESS COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 49,399,000 | 67,032,000 | 66,376,000 | 67,990,000 |
| Total loans | 35,484,000 | 41,478,000 | 40,353,000 | 40,858,000 |
| Allowance for loan losses | 693,000 | 718,000 | 735,000 | 790,000 |
| Securities available for sale | 3,194,000 | 3,600,000 | 5,370,000 | 6,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,570,000 | 59,874,000 | 58,992,000 | 60,216,000 |
| Interest-bearing deposits | 32,114,000 | 46,324,000 | 45,727,000 | 44,745,000 |
| Noninterest-bearing deposits | 11,456,000 | 13,550,000 | 13,265,000 | 15,471,000 |
| Equity capital | 5,300,000 | 6,629,000 | 6,696,000 | 6,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 684,000 | 1,365,000 | 2,248,000 | 3,571,000 |
| Interest expense | 68,000 | 149,000 | 263,000 | 360,000 |
| Net interest income | 616,000 | 1,216,000 | 1,985,000 | 3,211,000 |
| Noninterest income | 126,000 | 290,000 | 470,000 | 636,000 |
| Noninterest expense | 602,000 | 1,201,000 | 1,907,000 | 2,550,000 |
| Provision for loan losses | 30,000 | 55,000 | 70,000 | 80,000 |
| Pretax income | 110,000 | 248,000 | 476,000 | 1,225,000 |
| Income tax | 42,000 | 96,000 | 189,000 | 504,000 |
| Net income | 68,000 | 152,000 | 287,000 | 721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,269,000 | 6,097,000 | 6,187,000 | 6,512,000 |
| Total capital | 5,676,000 | 6,592,000 | 6,672,000 | 7,014,000 |
| Risk-weighted assets | 32,251,000 | 38,647,000 | 38,544,000 | 39,881,000 |