Call reports 2002
PONY EXPRESS COMMUNITY BANK — 2002
What PONY EXPRESS COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 30,803,000 | 30,080,000 | 31,878,000 | 31,265,000 |
| Total loans | 21,434,000 | 22,034,000 | 21,120,000 | 21,597,000 |
| Allowance for loan losses | 483,000 | 479,000 | 478,000 | 484,000 |
| Securities available for sale | 5,409,000 | 5,403,000 | 6,611,000 | 6,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,971,000 | 27,096,000 | 28,752,000 | 28,084,000 |
| Interest-bearing deposits | 21,267,000 | 21,320,000 | 22,477,000 | 21,180,000 |
| Noninterest-bearing deposits | 6,704,000 | 5,776,000 | 6,275,000 | 6,904,000 |
| Equity capital | 2,319,000 | 2,409,000 | 2,490,000 | 2,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 466,000 | 938,000 | 1,412,000 | 1,914,000 |
| Interest expense | 141,000 | 268,000 | 386,000 | 496,000 |
| Net interest income | 325,000 | 670,000 | 1,026,000 | 1,418,000 |
| Noninterest income | 82,000 | 175,000 | 274,000 | 364,000 |
| Noninterest expense | 389,000 | 734,000 | 1,108,000 | 1,498,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 18,000 | 111,000 | 192,000 | 284,000 |
| Income tax | 3,000 | 39,000 | 70,000 | 105,000 |
| Net income | 15,000 | 72,000 | 122,000 | 179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,284,000 | 2,329,000 | 2,367,000 | 2,409,000 |
| Total capital | 2,521,000 | 2,567,000 | 2,604,000 | 2,653,000 |
| Risk-weighted assets | 18,734,000 | 18,823,000 | 18,712,000 | 19,275,000 |