Call reports 2002
SOUTHINGTON SAVINGS BANK — 2002
What SOUTHINGTON SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Total assets | 675,994,000 | 670,751,000 |
| Total loans | 337,832,000 | 353,112,000 |
| Allowance for loan losses | 5,614,000 | 5,256,000 |
| Securities available for sale | 296,104,000 | 284,722,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 250,000 | 0 |
| Total deposits | 423,157,000 | 433,923,000 |
| Interest-bearing deposits | 377,929,000 | 381,621,000 |
| Noninterest-bearing deposits | 45,228,000 | 52,302,000 |
| Equity capital | 57,608,000 | 60,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Interest income | 10,227,000 | 20,415,000 |
| Interest expense | 4,397,000 | 8,688,000 |
| Net interest income | 5,830,000 | 11,727,000 |
| Noninterest income | 983,000 | 1,807,000 |
| Noninterest expense | 3,172,000 | 6,144,000 |
| Provision for loan losses | 0 | 400,000 |
| Pretax income | 3,564,000 | 6,485,000 |
| Income tax | 1,074,000 | 1,948,000 |
| Net income | 2,490,000 | 4,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Tier 1 capital | 60,043,000 | 60,431,000 |
| Total capital | 65,752,000 | 66,061,000 |
| Risk-weighted assets | 456,294,000 | 450,365,000 |