Call reports 2022
MERCHANTS AND MANUFACTURERS BANK — 2022
What MERCHANTS AND MANUFACTURERS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 361,444,000 | 373,129,000 | 385,456,000 | 416,733,000 |
| Total loans | 325,555,000 | 325,538,000 | 340,128,000 | 372,388,000 |
| Allowance for loan losses | 3,289,000 | 3,338,000 | 3,487,000 | 3,837,000 |
| Securities available for sale | 5,704,000 | 5,474,000 | 6,141,000 | 6,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,708,000 | 309,676,000 | 310,365,000 | 342,171,000 |
| Interest-bearing deposits | 202,179,000 | 201,175,000 | 211,578,000 | 240,274,000 |
| Noninterest-bearing deposits | 96,528,000 | 108,500,000 | 98,787,000 | 101,896,000 |
| Equity capital | 29,924,000 | 30,508,000 | 31,256,000 | 34,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,662,000 | 7,711,000 | 12,559,000 | 18,717,000 |
| Interest expense | 165,000 | 390,000 | 737,000 | 1,557,000 |
| Net interest income | 3,497,000 | 7,321,000 | 11,822,000 | 17,160,000 |
| Noninterest income | 250,000 | 524,000 | 830,000 | 1,107,000 |
| Noninterest expense | 2,854,000 | 5,729,000 | 8,691,000 | 12,057,000 |
| Provision for loan losses | 4,000 | 54,000 | 204,000 | 555,000 |
| Pretax income | 889,000 | 2,062,000 | 3,757,000 | 5,655,000 |
| Income tax | 240,000 | 561,000 | 1,026,000 | 1,535,000 |
| Net income | 649,000 | 1,501,000 | 2,731,000 | 4,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,000,000 | 30,702,000 | 31,632,000 | 35,295,000 |
| Total capital | 34,539,000 | 35,290,000 | 36,369,000 | 40,382,000 |
| Risk-weighted assets | 327,536,000 | 328,243,000 | 343,358,000 | 380,472,000 |