Call reports 2021
MERCHANTS AND MANUFACTURERS BANK — 2021
What MERCHANTS AND MANUFACTURERS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 352,082,000 | 361,228,000 | 351,676,000 | 360,039,000 |
| Total loans | 303,476,000 | 324,283,000 | 318,162,000 | 321,415,000 |
| Allowance for loan losses | 3,286,000 | 3,287,000 | 3,289,000 | 3,286,000 |
| Securities available for sale | 6,564,000 | 6,322,000 | 5,915,000 | 5,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,062,000 | 276,607,000 | 291,491,000 | 308,441,000 |
| Interest-bearing deposits | 177,327,000 | 188,912,000 | 199,740,000 | 211,464,000 |
| Noninterest-bearing deposits | 97,735,000 | 87,694,000 | 91,751,000 | 96,976,000 |
| Equity capital | 26,710,000 | 27,452,000 | 28,573,000 | 29,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,612,000 | 7,336,000 | 11,564,000 | 15,651,000 |
| Interest expense | 218,000 | 424,000 | 614,000 | 779,000 |
| Net interest income | 3,394,000 | 6,912,000 | 10,950,000 | 14,872,000 |
| Noninterest income | 178,000 | 401,000 | 635,000 | 877,000 |
| Noninterest expense | 2,360,000 | 4,842,000 | 7,285,000 | 10,060,000 |
| Provision for loan losses | 150,000 | 150,000 | 155,000 | 155,000 |
| Pretax income | 1,062,000 | 2,321,000 | 4,145,000 | 5,534,000 |
| Income tax | 298,000 | 661,000 | 1,178,000 | 1,498,000 |
| Net income | 764,000 | 1,660,000 | 2,967,000 | 4,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,555,000 | 27,300,000 | 28,457,000 | 29,501,000 |
| Total capital | 31,091,000 | 31,837,000 | 32,996,000 | 34,037,000 |
| Risk-weighted assets | 267,957,000 | 295,313,000 | 308,031,000 | 322,394,000 |