Call reports 2019
MERCHANTS AND MANUFACTURERS BANK — 2019
What MERCHANTS AND MANUFACTURERS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 262,959,000 | 267,545,000 | 283,490,000 | 274,098,000 |
| Total loans | 241,785,000 | 238,948,000 | 247,429,000 | 250,637,000 |
| Allowance for loan losses | 2,796,000 | 2,797,000 | 2,797,000 | 2,797,000 |
| Securities available for sale | 8,369,000 | 8,774,000 | 8,141,000 | 8,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,510,000 | 221,845,000 | 224,737,000 | 220,043,000 |
| Interest-bearing deposits | 166,062,000 | 171,395,000 | 176,739,000 | 169,516,000 |
| Noninterest-bearing deposits | 47,448,000 | 50,450,000 | 47,998,000 | 50,527,000 |
| Equity capital | 21,609,000 | 22,220,000 | 22,527,000 | 22,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,510,000 | 7,140,000 | 10,768,000 | 14,200,000 |
| Interest expense | 627,000 | 1,289,000 | 1,948,000 | 2,530,000 |
| Net interest income | 2,883,000 | 5,851,000 | 8,820,000 | 11,670,000 |
| Noninterest income | 218,000 | 471,000 | 707,000 | 919,000 |
| Noninterest expense | 2,347,000 | 4,737,000 | 7,134,000 | 9,380,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 754,000 | 1,585,000 | 2,417,000 | 3,231,000 |
| Income tax | 202,000 | 425,000 | 650,000 | 921,000 |
| Net income | 552,000 | 1,160,000 | 1,767,000 | 2,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,527,000 | 22,036,000 | 22,343,000 | 22,634,000 |
| Total capital | 25,573,000 | 26,083,000 | 26,390,000 | 26,681,000 |
| Risk-weighted assets | 239,475,000 | 236,530,000 | 246,324,000 | 249,652,000 |