Call reports 2018
MERCHANTS AND MANUFACTURERS BANK — 2018
What MERCHANTS AND MANUFACTURERS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 248,081,000 | 246,725,000 | 254,023,000 | 264,484,000 |
| Total loans | 224,601,000 | 225,565,000 | 232,734,000 | 239,761,000 |
| Allowance for loan losses | 2,644,000 | 2,646,000 | 2,798,000 | 2,745,000 |
| Securities available for sale | 7,355,000 | 7,742,000 | 8,277,000 | 9,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,807,000 | 195,728,000 | 205,232,000 | 210,754,000 |
| Interest-bearing deposits | 148,976,000 | 154,530,000 | 162,689,000 | 162,085,000 |
| Noninterest-bearing deposits | 39,831,000 | 41,198,000 | 42,543,000 | 48,669,000 |
| Equity capital | 20,098,000 | 20,427,000 | 20,677,000 | 21,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,862,000 | 5,835,000 | 9,032,000 | 12,446,000 |
| Interest expense | 353,000 | 798,000 | 1,281,000 | 1,835,000 |
| Net interest income | 2,509,000 | 5,037,000 | 7,751,000 | 10,611,000 |
| Noninterest income | 165,000 | 468,000 | 702,000 | 986,000 |
| Noninterest expense | 2,004,000 | 4,090,000 | 6,241,000 | 8,544,000 |
| Provision for loan losses | 0 | 1,000 | 1,000 | 0 |
| Pretax income | 670,000 | 1,414,000 | 2,211,000 | 3,018,000 |
| Income tax | 180,000 | 378,000 | 590,000 | 790,000 |
| Net income | 490,000 | 1,036,000 | 1,621,000 | 2,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,136,000 | 20,484,000 | 20,767,000 | 21,075,000 |
| Total capital | 24,030,000 | 24,380,000 | 24,815,000 | 25,070,000 |
| Risk-weighted assets | 225,467,000 | 225,594,000 | 230,634,000 | 236,393,000 |