Call reports 2017
MERCHANTS AND MANUFACTURERS BANK — 2017
What MERCHANTS AND MANUFACTURERS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 235,891,000 | 238,900,000 | 240,689,000 | 240,819,000 |
| Total loans | 212,751,000 | 216,790,000 | 219,805,000 | 217,345,000 |
| Allowance for loan losses | 2,637,000 | 2,639,000 | 2,642,000 | 2,642,000 |
| Securities available for sale | 6,776,000 | 6,720,000 | 7,648,000 | 7,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,831,000 | 184,897,000 | 188,710,000 | 189,602,000 |
| Interest-bearing deposits | 150,911,000 | 146,470,000 | 147,690,000 | 147,213,000 |
| Noninterest-bearing deposits | 36,920,000 | 38,427,000 | 41,020,000 | 42,389,000 |
| Equity capital | 19,036,000 | 19,251,000 | 19,479,000 | 19,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,432,000 | 4,981,000 | 7,683,000 | 10,498,000 |
| Interest expense | 211,000 | 457,000 | 741,000 | 1,041,000 |
| Net interest income | 2,221,000 | 4,524,000 | 6,942,000 | 9,457,000 |
| Noninterest income | 223,000 | 432,000 | 618,000 | 962,000 |
| Noninterest expense | 1,878,000 | 3,905,000 | 5,891,000 | 7,897,000 |
| Provision for loan losses | 19,000 | 20,000 | 21,000 | 21,000 |
| Pretax income | 547,000 | 1,031,000 | 1,648,000 | 2,501,000 |
| Income tax | 205,000 | 386,000 | 622,000 | 1,548,000 |
| Net income | 342,000 | 645,000 | 1,026,000 | 953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,986,000 | 19,189,000 | 19,420,000 | 19,847,000 |
| Total capital | 22,822,000 | 23,078,000 | 23,312,000 | 23,739,000 |
| Risk-weighted assets | 206,862,000 | 216,508,000 | 218,465,000 | 218,040,000 |