Call reports 2015
MERCHANTS AND MANUFACTURERS BANK — 2015
What MERCHANTS AND MANUFACTURERS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 217,961,000 | 218,321,000 | 219,144,000 | 225,620,000 |
| Total loans | 192,817,000 | 195,250,000 | 194,655,000 | 203,357,000 |
| Allowance for loan losses | 2,181,000 | 2,302,000 | 2,355,000 | 2,442,000 |
| Securities available for sale | 6,649,000 | 6,916,000 | 6,251,000 | 7,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,511,000 | 181,346,000 | 186,958,000 | 185,055,000 |
| Interest-bearing deposits | 152,537,000 | 149,119,000 | 151,842,000 | 149,880,000 |
| Noninterest-bearing deposits | 30,974,000 | 32,227,000 | 35,116,000 | 35,175,000 |
| Equity capital | 18,261,000 | 18,545,000 | 18,869,000 | 19,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,249,000 | 4,564,000 | 6,904,000 | 9,329,000 |
| Interest expense | 136,000 | 269,000 | 403,000 | 545,000 |
| Net interest income | 2,113,000 | 4,295,000 | 6,501,000 | 8,784,000 |
| Noninterest income | 173,000 | 535,000 | 805,000 | 1,009,000 |
| Noninterest expense | 1,800,000 | 3,698,000 | 5,634,000 | 7,505,000 |
| Provision for loan losses | 103,000 | 226,000 | 275,000 | 407,000 |
| Pretax income | 383,000 | 906,000 | 1,397,000 | 1,881,000 |
| Income tax | 148,000 | 352,000 | 544,000 | 732,000 |
| Net income | 235,000 | 554,000 | 853,000 | 1,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,122,000 | 18,441,000 | 18,740,000 | 19,036,000 |
| Total capital | 21,303,000 | 21,743,000 | 22,095,000 | 22,478,000 |
| Risk-weighted assets | 201,320,000 | 202,688,000 | 200,105,000 | 201,041,000 |