Call reports 2013
MERCHANTS AND MANUFACTURERS BANK — 2013
What MERCHANTS AND MANUFACTURERS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 172,192,000 | 178,458,000 | 184,607,000 | 197,323,000 |
| Total loans | 148,791,000 | 155,463,000 | 159,589,000 | 176,561,000 |
| Allowance for loan losses | 1,982,000 | 2,096,000 | 2,169,000 | 2,183,000 |
| Securities available for sale | 7,978,000 | 7,383,000 | 7,038,000 | 6,844,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,123,000 | 145,378,000 | 148,824,000 | 159,762,000 |
| Interest-bearing deposits | 120,045,000 | 119,538,000 | 120,393,000 | 133,950,000 |
| Noninterest-bearing deposits | 25,078,000 | 25,840,000 | 28,431,000 | 25,812,000 |
| Equity capital | 17,735,000 | 17,367,000 | 17,462,000 | 17,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,843,000 | 3,721,000 | 5,743,000 | 7,874,000 |
| Interest expense | 116,000 | 231,000 | 354,000 | 477,000 |
| Net interest income | 1,727,000 | 3,490,000 | 5,389,000 | 7,397,000 |
| Noninterest income | 238,000 | 449,000 | 653,000 | 804,000 |
| Noninterest expense | 1,572,000 | 3,128,000 | 4,730,000 | 6,442,000 |
| Provision for loan losses | 151,000 | 303,000 | 399,000 | 444,000 |
| Pretax income | 242,000 | 508,000 | 913,000 | 1,318,000 |
| Income tax | 81,000 | 187,000 | 338,000 | 491,000 |
| Net income | 161,000 | 321,000 | 575,000 | 827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,507,000 | 17,262,000 | 17,361,000 | 17,363,000 |
| Total capital | 20,420,000 | 20,261,000 | 20,423,000 | 20,546,000 |
| Risk-weighted assets | 152,997,000 | 159,852,000 | 164,352,000 | 182,275,000 |