Call reports 2012
MERCHANTS AND MANUFACTURERS BANK — 2012
What MERCHANTS AND MANUFACTURERS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 163,664,000 | 162,171,000 | 162,843,000 | 167,585,000 |
| Total loans | 128,386,000 | 135,305,000 | 127,784,000 | 139,830,000 |
| Allowance for loan losses | 1,583,000 | 1,782,000 | 1,613,000 | 1,823,000 |
| Securities available for sale | 12,310,000 | 10,039,000 | 9,008,000 | 8,509,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,340,000 | 134,303,000 | 139,216,000 | 138,659,000 |
| Interest-bearing deposits | 110,551,000 | 109,961,000 | 113,306,000 | 110,975,000 |
| Noninterest-bearing deposits | 25,789,000 | 24,342,000 | 25,910,000 | 27,684,000 |
| Equity capital | 17,932,000 | 17,612,000 | 17,621,000 | 17,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,771,000 | 3,615,000 | 5,465,000 | 7,299,000 |
| Interest expense | 132,000 | 254,000 | 374,000 | 495,000 |
| Net interest income | 1,639,000 | 3,361,000 | 5,091,000 | 6,804,000 |
| Noninterest income | 309,000 | 653,000 | 1,201,000 | 1,807,000 |
| Noninterest expense | 1,492,000 | 2,994,000 | 4,630,000 | 6,339,000 |
| Provision for loan losses | 305,000 | 662,000 | 960,000 | 1,190,000 |
| Pretax income | 151,000 | 402,000 | 746,000 | 1,126,000 |
| Income tax | 14,000 | 111,000 | 238,000 | 380,000 |
| Net income | 137,000 | 291,000 | 508,000 | 746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,737,000 | 17,392,000 | 17,359,000 | 17,346,000 |
| Total capital | 20,320,000 | 20,174,000 | 19,972,000 | 20,161,000 |
| Risk-weighted assets | 139,923,000 | 143,001,000 | 136,358,000 | 144,958,000 |