Call reports 2011
MERCHANTS AND MANUFACTURERS BANK — 2011
What MERCHANTS AND MANUFACTURERS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 163,727,000 | 165,590,000 | 168,766,000 | 168,155,000 |
| Total loans | 136,338,000 | 139,577,000 | 127,119,000 | 124,725,000 |
| Allowance for loan losses | 1,679,000 | 1,656,000 | 1,804,000 | 1,261,000 |
| Securities available for sale | 15,712,000 | 14,735,000 | 12,700,000 | 13,695,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,340,000 | 135,320,000 | 141,294,000 | 140,516,000 |
| Interest-bearing deposits | 116,458,000 | 116,278,000 | 118,675,000 | 117,470,000 |
| Noninterest-bearing deposits | 16,882,000 | 19,042,000 | 22,619,000 | 23,046,000 |
| Equity capital | 14,161,000 | 14,496,000 | 17,657,000 | 17,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,953,000 | 3,970,000 | 5,924,000 | 7,731,000 |
| Interest expense | 263,000 | 517,000 | 743,000 | 922,000 |
| Net interest income | 1,690,000 | 3,453,000 | 5,181,000 | 6,809,000 |
| Noninterest income | 276,000 | 570,000 | 907,000 | 931,000 |
| Noninterest expense | 1,517,000 | 3,001,000 | 4,536,000 | 5,825,000 |
| Provision for loan losses | 232,000 | 502,000 | 682,000 | 914,000 |
| Pretax income | 217,000 | 520,000 | 870,000 | 1,001,000 |
| Income tax | 71,000 | 187,000 | 317,000 | 366,000 |
| Net income | 146,000 | 333,000 | 553,000 | 635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,319,000 | 14,507,000 | 17,518,000 | 17,600,000 |
| Total capital | 16,798,000 | 16,763,000 | 20,243,000 | 19,861,000 |
| Risk-weighted assets | 145,933,000 | 148,494,000 | 137,925,000 | 136,252,000 |