Call reports 2010
MERCHANTS AND MANUFACTURERS BANK — 2010
What MERCHANTS AND MANUFACTURERS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 159,520,000 | 165,161,000 | 166,797,000 | 160,545,000 |
| Total loans | 128,822,000 | 134,873,000 | 129,866,000 | 132,607,000 |
| Allowance for loan losses | 1,427,000 | 1,451,000 | 1,350,000 | 1,451,000 |
| Securities available for sale | 17,739,000 | 17,197,000 | 17,047,000 | 15,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,900,000 | 136,171,000 | 138,973,000 | 130,691,000 |
| Interest-bearing deposits | 111,611,000 | 119,464,000 | 119,221,000 | 110,867,000 |
| Noninterest-bearing deposits | 18,289,000 | 16,707,000 | 19,752,000 | 19,824,000 |
| Equity capital | 13,585,000 | 13,922,000 | 13,968,000 | 14,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,941,000 | 3,957,000 | 5,928,000 | 7,776,000 |
| Interest expense | 375,000 | 749,000 | 1,112,000 | 1,389,000 |
| Net interest income | 1,566,000 | 3,208,000 | 4,816,000 | 6,387,000 |
| Noninterest income | 192,000 | 394,000 | 620,000 | 639,000 |
| Noninterest expense | 1,345,000 | 2,652,000 | 4,251,000 | 5,316,000 |
| Provision for loan losses | 256,000 | 785,000 | 1,644,000 | 1,748,000 |
| Pretax income | 157,000 | 319,000 | -192,000 | 231,000 |
| Income tax | 47,000 | 113,000 | -49,000 | 64,000 |
| Net income | 110,000 | 206,000 | -143,000 | 167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,313,000 | 13,712,000 | 13,864,000 | 14,173,000 |
| Total capital | 16,240,000 | 16,663,000 | 16,214,000 | 16,424,000 |
| Risk-weighted assets | 137,086,000 | 142,256,000 | 139,387,000 | 140,931,000 |