Call reports 2009
MERCHANTS AND MANUFACTURERS BANK — 2009
What MERCHANTS AND MANUFACTURERS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 135,495,000 | 144,773,000 | 145,432,000 | 157,670,000 |
| Total loans | 102,527,000 | 114,227,000 | 114,559,000 | 126,555,000 |
| Allowance for loan losses | 1,232,000 | 1,273,000 | 1,173,000 | 1,324,000 |
| Securities available for sale | 18,263,000 | 17,785,000 | 16,230,000 | 17,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,819,000 | 115,651,000 | 117,721,000 | 126,844,000 |
| Interest-bearing deposits | 94,799,000 | 99,966,000 | 101,608,000 | 108,690,000 |
| Noninterest-bearing deposits | 14,020,000 | 15,685,000 | 16,113,000 | 18,154,000 |
| Equity capital | 10,026,000 | 12,171,000 | 12,558,000 | 13,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,650,000 | 3,452,000 | 5,403,000 | 7,331,000 |
| Interest expense | 471,000 | 944,000 | 1,385,000 | 1,774,000 |
| Net interest income | 1,179,000 | 2,508,000 | 4,018,000 | 5,557,000 |
| Noninterest income | 113,000 | 240,000 | 593,000 | 804,000 |
| Noninterest expense | 1,173,000 | 2,367,000 | 3,704,000 | 5,114,000 |
| Provision for loan losses | 65,000 | 183,000 | 606,000 | 852,000 |
| Pretax income | 51,000 | 203,000 | 306,000 | 400,000 |
| Income tax | -23,000 | 14,000 | 53,000 | 86,000 |
| Net income | 74,000 | 189,000 | 253,000 | 314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,817,000 | 11,933,000 | 12,246,000 | 12,907,000 |
| Total capital | 12,549,000 | 14,706,000 | 14,920,000 | 15,731,000 |
| Risk-weighted assets | 117,007,000 | 127,828,000 | 124,916,000 | 134,869,000 |