Call reports 2001
MERCHANTS AND MANUFACTURERS BANK — 2001
What MERCHANTS AND MANUFACTURERS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 59,754,000 | 59,934,000 | 63,348,000 | 61,497,000 |
| Total loans | 42,237,000 | 44,601,000 | 41,788,000 | 44,329,000 |
| Allowance for loan losses | 525,000 | 451,000 | 419,000 | 538,000 |
| Securities available for sale | 8,964,000 | 8,495,000 | 10,786,000 | 10,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,495,000 | 52,240,000 | 54,604,000 | 51,350,000 |
| Interest-bearing deposits | 43,361,000 | 43,242,000 | 44,681,000 | 42,782,000 |
| Noninterest-bearing deposits | 8,134,000 | 8,998,000 | 9,923,000 | 8,568,000 |
| Equity capital | 5,066,000 | 5,038,000 | 5,133,000 | 5,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,074,000 | 2,144,000 | 3,191,000 | 4,167,000 |
| Interest expense | 492,000 | 979,000 | 1,405,000 | 1,716,000 |
| Net interest income | 582,000 | 1,165,000 | 1,786,000 | 2,451,000 |
| Noninterest income | 57,000 | 116,000 | 184,000 | 244,000 |
| Noninterest expense | 561,000 | 1,150,000 | 1,660,000 | 2,222,000 |
| Provision for loan losses | 30,000 | 110,000 | 280,000 | 390,000 |
| Pretax income | 49,000 | 23,000 | 32,000 | 85,000 |
| Income tax | 19,000 | 13,000 | 18,000 | 39,000 |
| Net income | 30,000 | 10,000 | 14,000 | 46,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,003,000 | 4,983,000 | 4,987,000 | 4,984,000 |
| Total capital | 5,528,000 | 5,434,000 | 5,406,000 | 5,522,000 |
| Risk-weighted assets | 48,067,000 | 49,801,000 | 47,999,000 | 50,002,000 |