Call reports 2024
PIONEER BANK & TRUST — 2024
What PIONEER BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,023,736,000 | 999,340,000 | 1,001,872,000 | 952,831,000 |
| Total loans | 474,120,000 | 494,826,000 | 501,909,000 | 503,828,000 |
| Allowance for loan losses | 5,123,000 | 5,375,000 | 5,696,000 | 5,541,000 |
| Securities available for sale | 435,538,000 | 408,730,000 | 397,943,000 | 367,509,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 849,223,000 | 821,400,000 | 816,562,000 | 863,544,000 |
| Interest-bearing deposits | 644,228,000 | 613,503,000 | 608,564,000 | 649,468,000 |
| Noninterest-bearing deposits | 204,995,000 | 207,897,000 | 207,998,000 | 214,076,000 |
| Equity capital | 70,538,000 | 73,691,000 | 84,886,000 | 80,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 10,645,000 | 21,490,000 | 32,900,000 | 44,357,000 |
| Interest expense | 4,635,000 | 9,380,000 | 14,049,000 | 17,947,000 |
| Net interest income | 6,010,000 | 12,110,000 | 18,851,000 | 26,410,000 |
| Noninterest income | 1,415,000 | 3,916,000 | 5,546,000 | 7,571,000 |
| Noninterest expense | 4,655,000 | 9,215,000 | 13,915,000 | 20,060,000 |
| Provision for loan losses | 82,000 | 350,000 | 688,000 | 533,000 |
| Pretax income | 2,688,000 | 6,461,000 | 9,831,000 | 13,405,000 |
| Income tax | 537,000 | 1,188,000 | 1,866,000 | 2,991,000 |
| Net income | 2,151,000 | 5,273,000 | 7,965,000 | 10,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,276,000 | 103,754,000 | 105,800,000 | 105,023,000 |
| Total capital | 106,399,000 | 109,129,000 | 111,496,000 | 110,564,000 |
| Risk-weighted assets | 597,243,000 | 615,836,000 | 615,728,000 | 607,828,000 |