Call reports 2023
PIONEER BANK & TRUST — 2023
What PIONEER BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 961,668,000 | 982,216,000 | 982,340,000 | 1,035,146,000 |
| Total loans | 402,112,000 | 432,811,000 | 452,716,000 | 454,162,000 |
| Allowance for loan losses | 4,709,000 | 4,812,000 | 5,033,000 | 5,045,000 |
| Securities available for sale | 454,392,000 | 434,876,000 | 409,748,000 | 435,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 892,313,000 | 814,078,000 | 816,547,000 | 859,235,000 |
| Interest-bearing deposits | 675,199,000 | 602,779,000 | 610,267,000 | 647,053,000 |
| Noninterest-bearing deposits | 217,114,000 | 211,299,000 | 206,280,000 | 212,182,000 |
| Equity capital | 62,128,000 | 61,361,000 | 56,925,000 | 69,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,277,000 | 17,121,000 | 26,636,000 | 37,263,000 |
| Interest expense | 1,984,000 | 5,453,000 | 9,630,000 | 14,262,000 |
| Net interest income | 6,293,000 | 11,668,000 | 17,006,000 | 23,001,000 |
| Noninterest income | 1,386,000 | 2,907,000 | 4,362,000 | 6,482,000 |
| Noninterest expense | 4,335,000 | 9,076,000 | 13,554,000 | 19,000,000 |
| Provision for loan losses | 137,000 | 246,000 | 471,000 | 478,000 |
| Pretax income | 3,172,000 | 5,226,000 | 7,317,000 | 9,978,000 |
| Income tax | 751,000 | 1,195,000 | 1,586,000 | 2,005,000 |
| Net income | 2,421,000 | 4,031,000 | 5,731,000 | 7,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,752,000 | 97,930,000 | 99,123,000 | 99,643,000 |
| Total capital | 101,460,000 | 102,742,000 | 104,156,000 | 104,688,000 |
| Risk-weighted assets | 566,368,000 | 588,923,000 | 598,719,000 | 585,338,000 |