Call reports 2022
PIONEER BANK & TRUST — 2022
What PIONEER BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,013,352,000 | 1,013,375,000 | 995,105,000 | 1,000,918,000 |
| Total loans | 351,709,000 | 374,138,000 | 389,923,000 | 392,124,000 |
| Allowance for loan losses | 4,296,000 | 4,425,000 | 4,492,000 | 4,571,000 |
| Securities available for sale | 512,136,000 | 508,127,000 | 487,840,000 | 484,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 944,213,000 | 952,733,000 | 944,467,000 | 939,523,000 |
| Interest-bearing deposits | 724,172,000 | 741,938,000 | 719,126,000 | 714,996,000 |
| Noninterest-bearing deposits | 220,041,000 | 210,795,000 | 225,341,000 | 224,527,000 |
| Equity capital | 62,706,000 | 55,222,000 | 44,411,000 | 54,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,681,000 | 11,868,000 | 19,195,000 | 27,316,000 |
| Interest expense | 277,000 | 594,000 | 1,164,000 | 2,528,000 |
| Net interest income | 5,404,000 | 11,274,000 | 18,031,000 | 24,788,000 |
| Noninterest income | 1,585,000 | 3,165,000 | 4,846,000 | 6,665,000 |
| Noninterest expense | 4,250,000 | 8,254,000 | 12,266,000 | 18,289,000 |
| Provision for loan losses | 156,000 | 286,000 | 352,000 | 432,000 |
| Pretax income | 2,583,000 | 5,899,000 | 10,259,000 | 12,732,000 |
| Income tax | 633,000 | 1,341,000 | 2,241,000 | 2,730,000 |
| Net income | 1,950,000 | 4,558,000 | 8,018,000 | 10,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,846,000 | 90,108,000 | 93,122,000 | 96,821,000 |
| Total capital | 92,142,000 | 94,533,000 | 97,614,000 | 101,392,000 |
| Risk-weighted assets | 536,751,000 | 555,184,000 | 578,344,000 | 564,769,000 |