Call reports 2021
PIONEER BANK & TRUST — 2021
What PIONEER BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 894,049,000 | 928,880,000 | 971,673,000 | 1,007,803,000 |
| Total loans | 354,177,000 | 346,511,000 | 338,808,000 | 328,775,000 |
| Allowance for loan losses | 4,167,000 | 4,142,000 | 4,144,000 | 4,140,000 |
| Securities available for sale | 400,883,000 | 428,132,000 | 473,848,000 | 533,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 802,366,000 | 835,864,000 | 876,827,000 | 917,992,000 |
| Interest-bearing deposits | 621,230,000 | 645,643,000 | 671,135,000 | 714,824,000 |
| Noninterest-bearing deposits | 181,136,000 | 190,221,000 | 205,692,000 | 203,168,000 |
| Equity capital | 84,877,000 | 87,628,000 | 88,932,000 | 82,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,988,000 | 12,737,000 | 18,012,000 | 23,734,000 |
| Interest expense | 389,000 | 728,000 | 1,041,000 | 1,338,000 |
| Net interest income | 6,599,000 | 12,009,000 | 16,971,000 | 22,396,000 |
| Noninterest income | 1,673,000 | 3,450,000 | 5,066,000 | 7,123,000 |
| Noninterest expense | 3,504,000 | 7,016,000 | 10,534,000 | 16,684,000 |
| Provision for loan losses | 74,000 | 50,000 | 52,000 | 49,000 |
| Pretax income | 4,991,000 | 8,941,000 | 12,217,000 | 13,652,000 |
| Income tax | 1,313,000 | 2,108,000 | 2,861,000 | 3,085,000 |
| Net income | 3,678,000 | 6,833,000 | 9,356,000 | 10,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,401,000 | 88,124,000 | 89,998,000 | 86,241,000 |
| Total capital | 89,568,000 | 92,266,000 | 94,140,000 | 90,381,000 |
| Risk-weighted assets | 525,335,000 | 488,357,000 | 491,161,000 | 506,304,000 |