Call reports 2020
PIONEER BANK & TRUST — 2020
What PIONEER BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 680,703,000 | 753,764,000 | 798,618,000 | 855,819,000 |
| Total loans | 363,660,000 | 411,958,000 | 397,627,000 | 352,138,000 |
| Allowance for loan losses | 3,474,000 | 4,847,000 | 4,603,000 | 4,094,000 |
| Securities available for sale | 222,790,000 | 200,490,000 | 279,964,000 | 296,570,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 592,492,000 | 660,993,000 | 705,411,000 | 764,414,000 |
| Interest-bearing deposits | 472,693,000 | 511,097,000 | 541,373,000 | 596,737,000 |
| Noninterest-bearing deposits | 119,799,000 | 149,896,000 | 164,038,000 | 167,677,000 |
| Equity capital | 82,183,000 | 85,555,000 | 87,572,000 | 84,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,493,000 | 14,406,000 | 20,355,000 | 25,782,000 |
| Interest expense | 923,000 | 1,488,000 | 1,982,000 | 2,424,000 |
| Net interest income | 5,570,000 | 12,918,000 | 18,373,000 | 23,358,000 |
| Noninterest income | 1,381,000 | 2,907,000 | 4,824,000 | 6,882,000 |
| Noninterest expense | 3,397,000 | 6,757,000 | 10,043,000 | 15,475,000 |
| Provision for loan losses | 103,000 | 1,475,000 | 1,282,000 | 773,000 |
| Pretax income | 3,945,000 | 8,564,000 | 12,843,000 | 15,007,000 |
| Income tax | 990,000 | 2,210,000 | 3,191,000 | 3,346,000 |
| Net income | 2,955,000 | 6,354,000 | 9,652,000 | 11,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,946,000 | 82,805,000 | 85,119,000 | 82,156,000 |
| Total capital | 83,420,000 | 87,652,000 | 89,722,000 | 86,250,000 |
| Risk-weighted assets | 448,960,000 | 465,073,000 | 489,445,000 | 464,212,000 |