Call reports 2019
PIONEER BANK & TRUST — 2019
What PIONEER BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 646,818,000 | 663,979,000 | 671,107,000 | 694,717,000 |
| Total loans | 353,266,000 | 359,143,000 | 356,008,000 | 353,331,000 |
| Allowance for loan losses | 3,374,000 | 3,533,000 | 3,471,000 | 3,438,000 |
| Securities available for sale | 241,317,000 | 223,487,000 | 214,615,000 | 242,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 566,693,000 | 581,367,000 | 585,260,000 | 610,364,000 |
| Interest-bearing deposits | 459,852,000 | 474,966,000 | 472,075,000 | 486,667,000 |
| Noninterest-bearing deposits | 106,841,000 | 106,401,000 | 113,185,000 | 123,697,000 |
| Equity capital | 73,571,000 | 77,216,000 | 80,227,000 | 78,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,348,000 | 12,956,000 | 19,644,000 | 26,172,000 |
| Interest expense | 950,000 | 1,947,000 | 2,960,000 | 3,961,000 |
| Net interest income | 5,398,000 | 11,009,000 | 16,684,000 | 22,211,000 |
| Noninterest income | 1,179,000 | 2,411,000 | 3,752,000 | 5,722,000 |
| Noninterest expense | 3,159,000 | 6,196,000 | 9,217,000 | 14,146,000 |
| Provision for loan losses | 59,000 | 182,000 | 119,000 | 404,000 |
| Pretax income | 3,359,000 | 7,027,000 | 11,121,000 | 13,404,000 |
| Income tax | 822,000 | 1,673,000 | 2,643,000 | 2,606,000 |
| Net income | 2,537,000 | 5,354,000 | 8,478,000 | 10,798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,915,000 | 77,192,000 | 79,359,000 | 77,532,000 |
| Total capital | 78,289,000 | 80,725,000 | 82,830,000 | 80,970,000 |
| Risk-weighted assets | 433,387,000 | 440,288,000 | 440,239,000 | 443,516,000 |