Call reports 2018
PIONEER BANK & TRUST — 2018
What PIONEER BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 642,679,000 | 646,329,000 | 642,594,000 | 666,971,000 |
| Total loans | 311,148,000 | 333,873,000 | 339,655,000 | 345,858,000 |
| Allowance for loan losses | 3,058,000 | 3,235,000 | 3,330,000 | 3,364,000 |
| Securities available for sale | 294,392,000 | 274,730,000 | 257,500,000 | 253,903,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 571,243,000 | 569,605,000 | 568,283,000 | 589,942,000 |
| Interest-bearing deposits | 468,756,000 | 466,660,000 | 460,704,000 | 482,473,000 |
| Noninterest-bearing deposits | 102,487,000 | 102,945,000 | 107,579,000 | 107,469,000 |
| Equity capital | 66,123,000 | 67,758,000 | 69,151,000 | 70,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,561,000 | 11,371,000 | 17,361,000 | 23,680,000 |
| Interest expense | 508,000 | 1,136,000 | 1,967,000 | 2,915,000 |
| Net interest income | 5,053,000 | 10,235,000 | 15,394,000 | 20,765,000 |
| Noninterest income | 1,185,000 | 2,443,000 | 3,657,000 | 5,061,000 |
| Noninterest expense | 3,044,000 | 5,957,000 | 8,903,000 | 13,491,000 |
| Provision for loan losses | 38,000 | 215,000 | 310,000 | 347,000 |
| Pretax income | 3,156,000 | 6,505,000 | 9,846,000 | 11,996,000 |
| Income tax | 741,000 | 1,560,000 | 2,326,000 | 2,979,000 |
| Net income | 2,415,000 | 4,945,000 | 7,520,000 | 9,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,461,000 | 71,448,000 | 73,350,000 | 72,669,000 |
| Total capital | 72,520,000 | 74,683,000 | 76,680,000 | 76,033,000 |
| Risk-weighted assets | 400,961,000 | 419,959,000 | 423,227,000 | 425,843,000 |