Call reports 2016
PIONEER BANK & TRUST — 2016
What PIONEER BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 611,464,000 | 606,591,000 | 630,767,000 | 645,392,000 |
| Total loans | 288,555,000 | 296,917,000 | 295,345,000 | 288,703,000 |
| Allowance for loan losses | 2,733,000 | 2,809,000 | 2,852,000 | 2,794,000 |
| Securities available for sale | 275,131,000 | 262,980,000 | 275,645,000 | 300,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 547,554,000 | 541,772,000 | 564,055,000 | 578,345,000 |
| Interest-bearing deposits | 451,852,000 | 450,833,000 | 460,611,000 | 471,729,000 |
| Noninterest-bearing deposits | 95,702,000 | 90,939,000 | 103,444,000 | 106,616,000 |
| Equity capital | 58,824,000 | 60,595,000 | 62,081,000 | 61,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,890,000 | 9,883,000 | 14,942,000 | 19,939,000 |
| Interest expense | 397,000 | 797,000 | 1,211,000 | 1,625,000 |
| Net interest income | 4,493,000 | 9,086,000 | 13,731,000 | 18,314,000 |
| Noninterest income | 1,208,000 | 2,438,000 | 3,768,000 | 5,342,000 |
| Noninterest expense | 2,807,000 | 5,510,000 | 8,117,000 | 12,255,000 |
| Provision for loan losses | 41,000 | 117,000 | 172,000 | 114,000 |
| Pretax income | 3,163,000 | 6,287,000 | 9,888,000 | 12,087,000 |
| Income tax | 1,162,000 | 2,190,000 | 3,474,000 | 3,984,000 |
| Net income | 2,001,000 | 4,097,000 | 6,414,000 | 8,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,639,000 | 59,147,000 | 61,076,000 | 62,376,000 |
| Total capital | 60,372,000 | 61,956,000 | 63,928,000 | 65,170,000 |
| Risk-weighted assets | 367,246,000 | 373,574,000 | 373,678,000 | 372,383,000 |