Call reports 2015
PIONEER BANK & TRUST — 2015
What PIONEER BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 616,478,000 | 607,711,000 | 618,451,000 | 636,572,000 |
| Total loans | 272,543,000 | 283,135,000 | 287,455,000 | 272,370,000 |
| Allowance for loan losses | 2,635,000 | 2,679,000 | 2,691,000 | 2,690,000 |
| Securities available for sale | 286,876,000 | 277,849,000 | 279,048,000 | 300,307,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 549,893,000 | 541,448,000 | 549,443,000 | 575,511,000 |
| Interest-bearing deposits | 447,450,000 | 443,770,000 | 446,333,000 | 468,118,000 |
| Noninterest-bearing deposits | 102,443,000 | 97,678,000 | 103,110,000 | 107,393,000 |
| Equity capital | 61,086,000 | 61,930,000 | 64,413,000 | 56,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,763,000 | 9,605,000 | 14,531,000 | 19,484,000 |
| Interest expense | 417,000 | 827,000 | 1,240,000 | 1,650,000 |
| Net interest income | 4,346,000 | 8,778,000 | 13,291,000 | 17,834,000 |
| Noninterest income | 1,205,000 | 2,540,000 | 3,787,000 | 5,324,000 |
| Noninterest expense | 2,602,000 | 5,172,000 | 7,628,000 | 11,615,000 |
| Provision for loan losses | 132,000 | 73,000 | 86,000 | 90,000 |
| Pretax income | 2,960,000 | 6,521,000 | 9,916,000 | 12,065,000 |
| Income tax | -284,000 | 801,000 | 2,122,000 | 2,628,000 |
| Net income | 3,244,000 | 5,720,000 | 7,794,000 | 9,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,605,000 | 61,502,000 | 63,132,000 | 56,027,000 |
| Total capital | 62,240,000 | 64,181,000 | 65,823,000 | 58,717,000 |
| Risk-weighted assets | 351,307,000 | 359,092,000 | 361,786,000 | 356,996,000 |