Call reports 2014
PIONEER BANK & TRUST — 2014
What PIONEER BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 575,869,000 | 591,090,000 | 604,454,000 | 626,798,000 |
| Total loans | 248,552,000 | 271,552,000 | 271,938,000 | 269,871,000 |
| Allowance for loan losses | 2,344,000 | 2,527,000 | 2,568,000 | 2,549,000 |
| Securities available for sale | 240,976,000 | 247,323,000 | 265,933,000 | 282,392,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 519,016,000 | 532,456,000 | 543,868,000 | 564,221,000 |
| Interest-bearing deposits | 433,869,000 | 438,078,000 | 445,195,000 | 461,945,000 |
| Noninterest-bearing deposits | 85,147,000 | 94,378,000 | 98,673,000 | 102,276,000 |
| Equity capital | 52,218,000 | 54,077,000 | 55,948,000 | 57,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,419,000 | 9,149,000 | 14,117,000 | 19,092,000 |
| Interest expense | 431,000 | 869,000 | 1,302,000 | 1,743,000 |
| Net interest income | 3,988,000 | 8,280,000 | 12,815,000 | 17,349,000 |
| Noninterest income | 1,029,000 | 2,108,000 | 3,233,000 | 4,699,000 |
| Noninterest expense | 2,554,000 | 4,933,000 | 7,351,000 | 11,354,000 |
| Provision for loan losses | 151,000 | 333,000 | 375,000 | 409,000 |
| Pretax income | 2,309,000 | 5,343,000 | 8,616,000 | 10,734,000 |
| Income tax | 98,000 | 214,000 | 331,000 | 436,000 |
| Net income | 2,211,000 | 5,129,000 | 8,285,000 | 10,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,699,000 | 54,305,000 | 56,149,000 | 56,741,000 |
| Total capital | 55,043,000 | 56,832,000 | 58,717,000 | 59,290,000 |
| Risk-weighted assets | 306,645,000 | 329,200,000 | 336,062,000 | 333,286,000 |