Call reports 2013
PIONEER BANK & TRUST — 2013
What PIONEER BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 541,160,000 | 542,140,000 | 565,754,000 | 584,159,000 |
| Total loans | 233,172,000 | 241,775,000 | 237,609,000 | 241,060,000 |
| Allowance for loan losses | 2,317,000 | 2,368,000 | 2,312,000 | 2,305,000 |
| Securities available for sale | 153,874,000 | 179,633,000 | 195,084,000 | 208,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 486,915,000 | 488,992,000 | 511,834,000 | 528,488,000 |
| Interest-bearing deposits | 408,969,000 | 408,927,000 | 423,242,000 | 432,301,000 |
| Noninterest-bearing deposits | 77,946,000 | 80,065,000 | 88,592,000 | 96,187,000 |
| Equity capital | 49,396,000 | 48,435,000 | 49,206,000 | 50,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,969,000 | 8,195,000 | 12,435,000 | 16,716,000 |
| Interest expense | 469,000 | 922,000 | 1,369,000 | 1,812,000 |
| Net interest income | 3,500,000 | 7,273,000 | 11,066,000 | 14,904,000 |
| Noninterest income | 1,032,000 | 2,068,000 | 3,105,000 | 4,460,000 |
| Noninterest expense | 2,458,000 | 4,723,000 | 6,984,000 | 10,418,000 |
| Provision for loan losses | 107,000 | 165,000 | 140,000 | 140,000 |
| Pretax income | 1,967,000 | 4,697,000 | 7,291,000 | 9,221,000 |
| Income tax | 99,000 | 175,000 | 271,000 | 360,000 |
| Net income | 1,868,000 | 4,522,000 | 7,020,000 | 8,861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,110,000 | 49,662,000 | 51,059,000 | 51,799,000 |
| Total capital | 50,427,000 | 52,030,000 | 53,371,000 | 54,104,000 |
| Risk-weighted assets | 266,089,000 | 274,724,000 | 277,998,000 | 281,293,000 |