Call reports 2012
PIONEER BANK & TRUST — 2012
What PIONEER BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 474,714,000 | 478,644,000 | 497,921,000 | 540,638,000 |
| Total loans | 205,282,000 | 220,521,000 | 226,214,000 | 226,384,000 |
| Allowance for loan losses | 2,057,000 | 2,177,000 | 2,217,000 | 2,209,000 |
| Securities available for sale | 135,302,000 | 148,274,000 | 147,130,000 | 138,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,176,000 | 426,016,000 | 443,786,000 | 486,657,000 |
| Interest-bearing deposits | 391,486,000 | 393,443,000 | 364,821,000 | 400,396,000 |
| Noninterest-bearing deposits | 31,690,000 | 32,573,000 | 78,965,000 | 86,261,000 |
| Equity capital | 46,675,000 | 47,865,000 | 49,310,000 | 48,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,814,000 | 7,744,000 | 11,805,000 | 15,811,000 |
| Interest expense | 547,000 | 1,071,000 | 1,586,000 | 2,096,000 |
| Net interest income | 3,267,000 | 6,673,000 | 10,219,000 | 13,715,000 |
| Noninterest income | 952,000 | 2,054,000 | 3,054,000 | 4,502,000 |
| Noninterest expense | 2,301,000 | 4,504,000 | 6,690,000 | 10,126,000 |
| Provision for loan losses | -12,000 | 105,000 | 141,000 | 128,000 |
| Pretax income | 2,032,000 | 4,590,000 | 7,210,000 | 8,780,000 |
| Income tax | 90,000 | 170,000 | 260,000 | 373,000 |
| Net income | 1,942,000 | 4,420,000 | 6,950,000 | 8,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,719,000 | 46,096,000 | 47,525,000 | 47,344,000 |
| Total capital | 46,776,000 | 48,273,000 | 49,742,000 | 49,553,000 |
| Risk-weighted assets | 225,879,000 | 243,834,000 | 249,968,000 | 249,101,000 |