Call reports 2011
PIONEER BANK & TRUST — 2011
What PIONEER BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 431,153,000 | 432,522,000 | 450,006,000 | 467,298,000 |
| Total loans | 195,984,000 | 203,475,000 | 202,417,000 | 203,685,000 |
| Allowance for loan losses | 1,976,000 | 2,018,000 | 2,064,000 | 2,063,000 |
| Securities available for sale | 137,286,000 | 143,672,000 | 135,626,000 | 134,679,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,929,000 | 382,419,000 | 398,103,000 | 416,101,000 |
| Interest-bearing deposits | 357,517,000 | 353,609,000 | 368,968,000 | 384,477,000 |
| Noninterest-bearing deposits | 25,412,000 | 28,810,000 | 29,135,000 | 31,624,000 |
| Equity capital | 42,514,000 | 44,368,000 | 45,913,000 | 45,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,785,000 | 7,676,000 | 11,565,000 | 15,443,000 |
| Interest expense | 719,000 | 1,388,000 | 2,023,000 | 2,606,000 |
| Net interest income | 3,066,000 | 6,288,000 | 9,542,000 | 12,837,000 |
| Noninterest income | 854,000 | 1,813,000 | 2,868,000 | 4,293,000 |
| Noninterest expense | 2,218,000 | 4,302,000 | 6,392,000 | 9,540,000 |
| Provision for loan losses | -13,000 | 39,000 | 93,000 | 169,000 |
| Pretax income | 1,989,000 | 4,227,000 | 6,788,000 | 8,318,000 |
| Income tax | 93,000 | 164,000 | 240,000 | 349,000 |
| Net income | 1,896,000 | 4,063,000 | 6,548,000 | 7,969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,110,000 | 42,175,000 | 43,559,000 | 43,878,000 |
| Total capital | 43,086,000 | 44,193,000 | 45,623,000 | 45,941,000 |
| Risk-weighted assets | 214,041,000 | 221,809,000 | 223,914,000 | 224,852,000 |