Call reports 2010
PIONEER BANK & TRUST — 2010
What PIONEER BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 392,914,000 | 397,069,000 | 408,648,000 | 418,583,000 |
| Total loans | 197,483,000 | 203,688,000 | 199,879,000 | 196,728,000 |
| Allowance for loan losses | 1,994,000 | 2,085,000 | 2,094,000 | 1,988,000 |
| Securities available for sale | 122,304,000 | 125,192,000 | 116,986,000 | 117,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,207,000 | 350,675,000 | 360,742,000 | 370,346,000 |
| Interest-bearing deposits | 321,928,000 | 327,549,000 | 336,989,000 | 346,915,000 |
| Noninterest-bearing deposits | 25,279,000 | 23,126,000 | 23,753,000 | 23,431,000 |
| Equity capital | 40,156,000 | 41,129,000 | 42,480,000 | 41,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,995,000 | 8,067,000 | 12,077,000 | 15,996,000 |
| Interest expense | 972,000 | 1,888,000 | 2,769,000 | 3,553,000 |
| Net interest income | 3,023,000 | 6,179,000 | 9,308,000 | 12,443,000 |
| Noninterest income | 899,000 | 1,840,000 | 2,725,000 | 4,019,000 |
| Noninterest expense | 2,060,000 | 4,127,000 | 6,099,000 | 9,098,000 |
| Provision for loan losses | 98,000 | 211,000 | 227,000 | 172,000 |
| Pretax income | 2,066,000 | 4,272,000 | 6,606,000 | 8,222,000 |
| Income tax | 94,000 | 154,000 | 247,000 | 354,000 |
| Net income | 1,972,000 | 4,118,000 | 6,359,000 | 7,868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,722,000 | 38,768,000 | 39,907,000 | 40,315,000 |
| Total capital | 39,716,000 | 40,853,000 | 42,001,000 | 42,303,000 |
| Risk-weighted assets | 215,679,000 | 221,649,000 | 216,573,000 | 214,085,000 |