Call reports 2009
PIONEER BANK & TRUST — 2009
What PIONEER BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 352,860,000 | 360,464,000 | 367,454,000 | 389,875,000 |
| Total loans | 183,466,000 | 196,991,000 | 193,374,000 | 193,106,000 |
| Allowance for loan losses | 1,736,000 | 1,862,000 | 1,837,000 | 1,897,000 |
| Securities available for sale | 135,375,000 | 128,757,000 | 119,709,000 | 133,392,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,492,000 | 316,590,000 | 322,879,000 | 345,002,000 |
| Interest-bearing deposits | 287,528,000 | 292,302,000 | 298,067,000 | 322,898,000 |
| Noninterest-bearing deposits | 22,964,000 | 24,288,000 | 24,812,000 | 22,104,000 |
| Equity capital | 37,127,000 | 37,921,000 | 39,106,000 | 38,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,327,000 | 8,626,000 | 12,856,000 | 17,040,000 |
| Interest expense | 1,045,000 | 2,084,000 | 3,136,000 | 4,173,000 |
| Net interest income | 3,282,000 | 6,542,000 | 9,720,000 | 12,867,000 |
| Noninterest income | 831,000 | 1,765,000 | 2,660,000 | 3,938,000 |
| Noninterest expense | 2,057,000 | 4,160,000 | 6,183,000 | 9,132,000 |
| Provision for loan losses | 42,000 | 176,000 | 168,000 | 306,000 |
| Pretax income | 2,085,000 | 4,046,000 | 6,262,000 | 7,603,000 |
| Income tax | 75,000 | 154,000 | 237,000 | 329,000 |
| Net income | 2,010,000 | 3,892,000 | 6,025,000 | 7,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,185,000 | 35,820,000 | 36,703,000 | 36,852,000 |
| Total capital | 36,921,000 | 37,682,000 | 38,540,000 | 38,749,000 |
| Risk-weighted assets | 206,611,000 | 216,880,000 | 211,307,000 | 214,604,000 |