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Call reports 2007

PIONEER BANK & TRUST — 2007

What PIONEER BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/6030bd5d-3ce4-4932-b452-acfbf2cff084/2007

Balance sheet

What the bank holds and owes at quarter end

Measure2007Q12007Q22007Q32007Q4
Total assets317,620,000316,504,000325,598,000327,274,000
Total loans153,277,000152,053,000157,935,000164,079,000
Allowance for loan losses1,559,0001,552,0001,545,0001,548,000
Securities available for sale137,781,000136,608,000139,078,000135,551,000
Securities held to maturity0000
Trading assets0000
Total deposits282,484,000281,389,000286,830,000288,491,000
Interest-bearing deposits269,706,000267,492,000261,865,000266,677,000
Noninterest-bearing deposits12,778,00013,897,00024,965,00021,814,000
Equity capital29,150,00028,954,00031,586,00032,215,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2007Q12007Q22007Q32007Q4
Interest income4,716,0009,465,00014,408,00019,329,000
Interest expense1,935,0003,896,0005,912,0007,879,000
Net interest income2,781,0005,569,0008,496,00011,450,000
Noninterest income814,0001,653,0002,520,0003,759,000
Noninterest expense1,733,0003,413,0005,131,0007,816,000
Provision for loan losses8,0001,0004,00016,000
Pretax income1,854,0003,809,0005,882,0007,378,000
Income tax1,896,0001,962,0002,022,0002,151,000
Net income-42,0001,847,0003,860,0005,227,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2007Q12007Q22007Q32007Q4
Tier 1 capital30,553,00031,438,00032,444,00031,962,000
Total capital32,112,00032,990,00033,989,00033,510,000
Risk-weighted assets187,990,000181,000,000187,045,000190,464,000

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