Call reports 2004
PIONEER BANK & TRUST — 2004
What PIONEER BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 278,377,000 | 283,952,000 | 285,268,000 | 297,650,000 |
| Total loans | 123,874,000 | 131,000,000 | 129,030,000 | 131,103,000 |
| Allowance for loan losses | 1,530,000 | 1,614,000 | 1,681,000 | 1,539,000 |
| Securities available for sale | 130,693,000 | 132,594,000 | 135,188,000 | 147,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,659,000 | 250,193,000 | 242,842,000 | 247,763,000 |
| Interest-bearing deposits | 227,073,000 | 236,783,000 | 230,842,000 | 234,886,000 |
| Noninterest-bearing deposits | 11,586,000 | 13,410,000 | 12,000,000 | 12,877,000 |
| Equity capital | 34,448,000 | 28,156,000 | 31,003,000 | 31,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,281,000 | 6,577,000 | 9,909,000 | 13,356,000 |
| Interest expense | 614,000 | 1,218,000 | 1,868,000 | 2,553,000 |
| Net interest income | 2,667,000 | 5,359,000 | 8,041,000 | 10,803,000 |
| Noninterest income | 690,000 | 1,342,000 | 2,050,000 | 2,978,000 |
| Noninterest expense | 1,664,000 | 3,380,000 | 4,869,000 | 7,433,000 |
| Provision for loan losses | 79,000 | 157,000 | 221,000 | 77,000 |
| Pretax income | 1,645,000 | 3,198,000 | 5,011,000 | 6,264,000 |
| Income tax | 450,000 | 850,000 | 1,361,000 | 1,811,000 |
| Net income | 1,195,000 | 2,348,000 | 3,650,000 | 4,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,904,000 | 29,354,000 | 30,656,000 | 31,459,000 |
| Total capital | 34,434,000 | 30,968,000 | 32,337,000 | 32,998,000 |
| Risk-weighted assets | 158,106,000 | 166,346,000 | 163,978,000 | 168,853,000 |
Machine access — free, no API key
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