Call reports 2003
PIONEER BANK & TRUST — 2003
What PIONEER BANK & TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 280,860,000 | 280,231,000 | 276,272,000 | 281,913,000 |
| Total loans | 125,954,000 | 127,569,000 | 122,509,000 | 120,939,000 |
| Allowance for loan losses | 1,511,000 | 1,572,000 | 1,634,000 | 1,455,000 |
| Securities available for sale | 139,980,000 | 128,642,000 | 136,462,000 | 143,924,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,888,000 | 242,131,000 | 238,790,000 | 241,444,000 |
| Interest-bearing deposits | 224,650,000 | 229,406,000 | 226,068,000 | 230,359,000 |
| Noninterest-bearing deposits | 11,238,000 | 12,725,000 | 12,722,000 | 11,085,000 |
| Equity capital | 35,025,000 | 31,773,000 | 31,921,000 | 32,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,596,000 | 7,088,000 | 10,350,000 | 13,650,000 |
| Interest expense | 865,000 | 1,668,000 | 2,349,000 | 2,992,000 |
| Net interest income | 2,731,000 | 5,420,000 | 8,001,000 | 10,658,000 |
| Noninterest income | 635,000 | 1,315,000 | 1,983,000 | 2,848,000 |
| Noninterest expense | 1,580,000 | 3,211,000 | 4,815,000 | 7,365,000 |
| Provision for loan losses | 78,000 | 155,000 | 218,000 | 53,000 |
| Pretax income | 2,208,000 | 4,317,000 | 5,915,000 | 7,043,000 |
| Income tax | 680,000 | 1,300,000 | 1,775,000 | 2,237,000 |
| Net income | 1,528,000 | 3,017,000 | 4,140,000 | 4,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,381,000 | 29,920,000 | 31,039,000 | 31,709,000 |
| Total capital | 34,925,000 | 31,523,000 | 32,673,000 | 33,175,000 |
| Risk-weighted assets | 155,594,000 | 158,325,000 | 157,871,000 | 156,477,000 |
Machine access — free, no API key
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