Call reports 2005
COMMUNITY BANKS OF COLORADO — 2005
What COMMUNITY BANKS OF COLORADO reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 942,659,000 | 1,061,259,000 | 1,032,014,000 | 1,049,733,000 |
| Total loans | 785,522,000 | 827,657,000 | 906,913,000 | 929,791,000 |
| Allowance for loan losses | 4,163,000 | 4,555,000 | 4,843,000 | 5,115,000 |
| Securities available for sale | 44,507,000 | 103,363,000 | 27,081,000 | 27,457,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 777,574,000 | 898,532,000 | 858,116,000 | 864,775,000 |
| Interest-bearing deposits | 640,301,000 | 747,821,000 | 707,340,000 | 719,656,000 |
| Noninterest-bearing deposits | 137,273,000 | 150,711,000 | 150,776,000 | 145,119,000 |
| Equity capital | 86,025,000 | 89,033,000 | 97,268,000 | 101,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 13,047,000 | 27,254,000 | 43,508,000 | 61,469,000 |
| Interest expense | 5,232,000 | 10,721,000 | 17,266,000 | 24,271,000 |
| Net interest income | 7,815,000 | 16,533,000 | 26,242,000 | 37,198,000 |
| Noninterest income | 2,540,000 | 5,997,000 | 8,624,000 | 10,891,000 |
| Noninterest expense | 6,363,000 | 13,533,000 | 20,205,000 | 26,985,000 |
| Provision for loan losses | 375,000 | 810,000 | 1,335,000 | 1,715,000 |
| Pretax income | 3,617,000 | 8,192,000 | 13,331,000 | 19,394,000 |
| Income tax | 1,318,000 | 2,977,000 | 4,860,000 | 7,097,000 |
| Net income | 2,299,000 | 5,215,000 | 8,471,000 | 12,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,123,000 | 81,048,000 | 89,314,000 | 93,152,000 |
| Total capital | 82,286,000 | 85,603,000 | 94,157,000 | 98,267,000 |
| Risk-weighted assets | 751,071,000 | 807,972,000 | 885,270,000 | 906,460,000 |