Call reports 2004
COMMUNITY BANKS OF COLORADO — 2004
What COMMUNITY BANKS OF COLORADO reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 484,185,000 | 567,916,000 | 843,821,000 | 899,178,000 |
| Total loans | 442,193,000 | 492,329,000 | 745,973,000 | 781,534,000 |
| Allowance for loan losses | 1,288,000 | 1,761,000 | 3,891,000 | 3,892,000 |
| Securities available for sale | 6,291,000 | 18,735,000 | 19,037,000 | 19,077,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,099,000 | 444,680,000 | 663,186,000 | 727,554,000 |
| Interest-bearing deposits | 298,980,000 | 376,006,000 | 546,425,000 | 606,320,000 |
| Noninterest-bearing deposits | 72,120,000 | 68,674,000 | 116,761,000 | 121,234,000 |
| Equity capital | 42,887,000 | 50,868,000 | 81,263,000 | 83,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 6,069,000 | 13,014,000 | 32,180,000 | 44,525,000 |
| Interest expense | 2,045,000 | 4,486,000 | 9,789,000 | 14,170,000 |
| Net interest income | 4,024,000 | 8,528,000 | 22,391,000 | 30,355,000 |
| Noninterest income | 1,571,000 | 4,265,000 | 8,227,000 | 10,759,000 |
| Noninterest expense | 3,832,000 | 7,691,000 | 18,544,000 | 24,740,000 |
| Provision for loan losses | 181,000 | 1,138,000 | 1,168,000 | 1,418,000 |
| Pretax income | 1,604,000 | 3,986,000 | 11,011,000 | 15,061,000 |
| Income tax | 586,000 | 1,454,000 | 3,966,000 | 5,433,000 |
| Net income | 1,018,000 | 2,532,000 | 7,045,000 | 9,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,511,000 | 50,507,000 | 73,222,000 | 75,810,000 |
| Total capital | 43,799,000 | 52,268,000 | 77,113,000 | 79,702,000 |
| Risk-weighted assets | 419,606,000 | 482,032,000 | 708,291,000 | 740,790,000 |