Call reports 2001
COMMUNITY BANKS OF COLORADO — 2001
What COMMUNITY BANKS OF COLORADO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 239,114,000 | 238,140,000 | 242,680,000 | 314,685,000 |
| Total loans | 211,743,000 | 210,759,000 | 192,424,000 | 287,843,000 |
| Allowance for loan losses | 818,000 | 864,000 | 1,016,000 | 1,369,000 |
| Securities available for sale | 4,111,000 | 4,059,000 | 4,084,000 | 4,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,071,000 | 160,008,000 | 191,509,000 | 203,360,000 |
| Interest-bearing deposits | 130,717,000 | 131,815,000 | 165,504,000 | 172,153,000 |
| Noninterest-bearing deposits | 24,354,000 | 28,194,000 | 26,005,000 | 31,207,000 |
| Equity capital | 18,980,000 | 20,012,000 | 18,761,000 | 24,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,676,000 | 12,016,000 | 17,133,000 | 23,817,000 |
| Interest expense | 2,186,000 | 4,465,000 | 6,306,000 | 8,085,000 |
| Net interest income | 3,490,000 | 7,551,000 | 10,827,000 | 15,732,000 |
| Noninterest income | 2,033,000 | 5,281,000 | 8,407,000 | 12,008,000 |
| Noninterest expense | 4,703,000 | 10,314,000 | 15,411,000 | 21,510,000 |
| Provision for loan losses | 75,000 | 150,000 | 288,000 | 657,000 |
| Pretax income | 745,000 | 2,368,000 | 3,535,000 | 5,573,000 |
| Income tax | 264,000 | 852,000 | 1,272,000 | 2,000,000 |
| Net income | 481,000 | 1,516,000 | 2,263,000 | 3,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,684,000 | 19,718,000 | 18,464,000 | 24,268,000 |
| Total capital | 19,502,000 | 20,582,000 | 19,480,000 | 25,637,000 |
| Risk-weighted assets | 180,494,000 | 182,373,000 | 179,656,000 | 236,732,000 |